Insurance and Payment Plans
At Mona Lisa Smile Dental, we strive to make high-quality dental care accessible and convenient. We accept all PPO insurance plans and offer various flexible payment options to fit your needs. While we accept all PPO policies, please note that we are only in-network with Delta Dental. For all other providers listed below, we are considered out-of-network, but many of our patients still receive reimbursement through their PPO plans. We commonly work with the following PPO insurance providers:
- Aetna
- Delta Dental (in-network)
- Guardian
- United Concordia
- Dental Benefit Providers
- Premier Access
- UnitedHealthcare
- MetLife
- Blue Cross Blue Shield of Arizona
- Principal Financial Group
Our friendly staff is always available to discuss your insurance coverage, help you understand your benefits, and provide clear guidance—ensuring you have a smooth and positive experience from start to finish.
















For patients without dental insurance, we also provide flexible payment plans to ensure you receive the care you need. We also offer financing options for those who need additional flexibility while utilizing our advanced technologies in dental care.
At Mona Lisa Smile Dental, we offer flexible payment options to make dental care more accessible. With Cherry, you can apply for a payment plan that suits your budget, ensuring that you receive the treatments you need without financial strain.
Additionally, we provide CareCredit, which offers interest-free financing options on approved credit.
Depending on the amount financed, repayment periods are available for 3, 6, 12, 18, or 24 months. These options are designed to help you achieve optimal oral health while managing your financial commitments effectively.
Help fit the care you want or need into your budget with the CareCredit health and wellness credit card. It offers flexible financing options that allow you to pay over time.*
CareCredit also helps make care possible for you and your family. *Subject to credit approval. Visit carecredit.com for details †For new accounts as of 5/30/24: Purchase APR is 32.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2
Emergency Dental Care
If you’re experiencing a dental emergency, don’t hesitate to contact us immediately. We reserve time in our schedule for urgent cases and will do our best to see you as soon as possible.
Learn more about our: Dental Emergencies
Ready to Get Started?
Taking care of your smile shouldn’t be stressful—especially when it comes to understanding insurance and payment options. At Mona Lisa Smile Dental, we’re here to make high-quality dental care both accessible and affordable. Whether you’re using PPO insurance or exploring our flexible payment plans, our knowledgeable team will guide you every step of the way.
Call us today at (925) 543-0000 or visit our website to schedule your appointment. We can’t wait to welcome you to our Walnut Creek office and help you experience a smoother, simpler way to care for your smile.